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FAQs

Why is insurance important for contractors?

Insurance for contractors in the construction industry is extremely important because (1) there are many risks involved on the job site; and (2) other claims – including employee practices and malfunctioning or stolen equipment – can be catastrophic for your business. ConstructSure can help you decide the necessary insurance policies to keep your business going strong.

Who does ConstructSure serve?

ConstructSure serves general contractors, plumbers, electricians, HVAC contractors, excavators, landscapers, drywall contractors, painters, and others in the construction industry.

What is general liability insurance?

Commonly called the “Slip and Fall” insurance, general liability protects you from claims of bodily injury, personal injury, and property damage.

What is contractor’s equipment insurance?

Contractor’s equipment insurance protects you from the loss incurred by malfunctioning, stolen, or damaged equipment.

What is commercial auto insurance?

Commercial auto insurance protects you from claims – and the consequential financial losses – regarding bodily injury or property damage involving a vehicle that is associated with your company.

What is property insurance?

Protecting you from minor or major damage to either your personal, business, or your client’s property, property insurance can ensure that – no matter the circumstances – you are insured.

What is employment practices liability insurance?

Employment practices liability protects you or your company from alleged claims of wrongful termination, discrimination, sexual harassment, or other lawsuits.

What is workers’ compensation insurance?

Typically a requirement by state law, workers’ compensation protects your employees from a disability, disfigurement, or disease that they incur on the job site while being employed by you.

What is umbrella insurance?

A policy that you can purchase in addition to your primary liability policies, umbrella insurance protects you from large, catastrophic lawsuits or legal costs that you may incur from employees, subcontractors, or clients.

Does ConstructSure provide other financial services?

Yes, ConstructSure can provide you with bonds and other financial services through our parent company, O’Donovan and Associates. Other financial services can include retirement planning and long-term care strategies, investing and annuities, and asset and wealth management.

ConstructSure provides construction contractor insurance in Maryland, Virginia, Washington DC, and Pennsylvania. The information contained on this site is intended for illustrative purposes only. ConstructSure coverage is subject to the conditions, restrictions, limitations, exclusions, and terms of the policy documentation. Coverage may vary by state and availability of policies is subject to each state’s approval.

CONTACT US

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ConstructSure

3881 Ten Oaks Rd.,

Suite 2E,

Glenelg, MD 21737

Phone. 800-410-6333

Email. info@constructsure.net