Umbrella Insurance: Don’t let misfortune destroy your business

Most general liability policies offer a limit of one million dollars. In the commercial construction industry, that is simply not enough to feel completely protected, especially if something goes wrong on the job site and you are expected to pay damages to the client or one of your subcontractors.

So how can you feel safe from catastrophes? Purchase an umbrella policy.

Umbrella insurance protects against large, catastrophic liability claims and acts as an excess line of coverage for your primary policies. Generally, umbrella policies are equipped with a Self Insured Retention (SIR), or the value that you must pay before coverage begins. But, of course, paying a small fraction of a large lawsuit is entirely preferable to letting your business go bankrupt.

Don’t continue to skirt around the risks of the jobsite when it’s a simple matter of contacting ConstructSure to ensure that you are protected. Fill out this form to receive a free insurance quote. Or, if you have questions, call us at (800) 414-6333 or email us.

Looking for more insurance coverage?

ConstructSure offers the following insurance policies:

We also provide other services, such as bonds, investments, and financial planning. For more information, please visit our Bonds & Financial Services page.

ConstructSure provides construction contractor insurance in Maryland, Virginia, Washington DC, and Pennsylvania. The information contained on this site is intended for illustrative purposes only. ConstructSure coverage is subject to the conditions, restrictions, limitations, exclusions, and terms of the policy documentation. Coverage may vary by state and availability of policies is subject to each state’s approval.


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3881 Ten Oaks Rd.,

Suite 2E,

Glenelg, MD 21737

Phone. 800-410-6333